Quick answer
Money Train 4 is a Relax Gaming slot (2023) with 96.1% RTP and very high volatility. It uses scatter pays with respins and symbol upgrades. An official free demo is available. RTP can vary by casino.
Key specs
- RTP
- 96.1%
- Volatility
- Very high
- Hit frequency
- 20.14% (about 1 in 5.0 spins)
- Max win
- Not verified
- Grid
- 6 reels
- Pays
- Scatter pays
- Released
- 20 September 2023
- Bet range
- $0.10–$6
- Jackpot
- None
Casinos with Relax Gaming games
- Aurivo Casino100% up to $1,000 + 200 Free Spins30x bonusCarries Relax GamingPlay at Aurivo Casino (opens in new tab)
18+. New customers. Min dep $20. 30x bonus wagering. Max bet $5. 30 days. 200 spins on Book of Dead at $0.20. Credited in daily batches of 20 over 10 days. Full T&Cs apply.
Key terms
18+. New customers only. Min deposit $20. 30x bonus wagering requirement. Max bet $5 while wagering. Free spins on Book of Dead at $0.20 per spin. Spins credited in daily batches of 20 over 10 days. Offer valid 30 days. Full T&Cs apply. Please gamble responsibly.
Check Money Train 4 is in the lobby in your country.
Themes:
Part of the Money Train series.
Free demo Members
Try Money Train 4 with play money before deciding whether to play for real. Official Relax Gaming demos are free for GambGenius members.
How to play Money Train 4 (members only)
Symbols pay anywhere on the grid: you need a minimum number of the same symbol in view (for example eight or more), regardless of position. The more matching symbols, the higher the payout tier.
Money Train 4 is played on a 6 reels grid with scatter pays.
- Set your stake. Choose your total bet per spin between $0.10 and $6. Wins are paid as multiples of this stake.
- Check the paytable. Open the game's info screen to see what each symbol pays and the exact rules for this version.
- Spin. Each spin's result is decided by a certified random number generator, independent of previous spins.
The full Money Train 4 guide: how winnings work, 2 features and 3 strategy tips
- Your stake plan: a $50 budget → about $0.12 a spin (very high volatility)
- What 96.1% RTP costs per $100 wagered: $3.90 on average
- 2 features explained: respins, symbol upgrades
- Stake plans for $20 to $250 budgets, checked against the $0.10 minimum bet
- 4 slots with the same style and a higher RTP (up to 98%)
- Strategy tips and a session planner for Money Train 4
Free · no card · 18+ only
Never sold · export or delete any time · What do members get?
How winnings work (members only)
What 96.1% RTP costs per $100 wagered
The published max win for this game is unusually high and we haven't verified it yet, so we don't quote it here. Check the game's info screen.
Because wins don't depend on lines, every symbol in view can count towards a pay. The paytable lists how many matching symbols each tier needs.
What 96.1% RTP means
Expected return = stake × 96.1%
Over $100 of total bets, the long-run average loss is $3.90
RTP is a long-run average across millions of spins. Any single session can finish far above or below it, especially on a very high volatility game.
The published hit frequency is 20.14%, meaning roughly one spin in 5.0 returns something — though many of those wins are smaller than the stake.
Features explained (members only)
2 features explained: respins, symbol upgrades
Respins
Selected reels or the whole grid spin again without a new stake, usually triggered by a specific symbol combination or near-miss feature.
Symbol upgrades
Lower-paying symbols are transformed into higher-paying ones during a feature.
Strategy tips (members only)
- Size your stake to the volatility. Very high volatility means most spins lose and a large share of the return comes from rare big features. Treat it as entertainment with a strict budget and a stake of around 0.5% of your session budget or less. A simple rule: bring at least 400 spins' worth of budget, so a $50 budget suggests a stake of about $0.12.
2 more tips and a session planner
- Bonus wagering: at 96.1% RTP, clearing $1,000 of wagering costs about $39.00 on average. Check the bonus terms, as some casinos exclude specific games. Run your numbers in the wagering calculator.
- Set limits before you spin. Decide your loss limit and session time in advance and stop when you reach either. No pattern or betting system changes the outcome of a spin.
More on this in slot RTP and volatility explained and bankroll management.
Does it fit your budget? (members only)
Stake plans for $20 to $250 budgets, checked against the $0.10 minimum bet
For very high volatility we suggest a budget of at least 400 spins. This is what that means for Money Train 4 (bets from $0.10 up to a maximum bet of $6).
| Budget | Stake a spin | Bet range | Average cost of 400 spins |
|---|---|---|---|
| $20 | $0.05 | Below the $0.10 minimum bet | $0.78 |
| $50 | $0.12 | Fits | $1.95 |
| $100 | $0.25 | Fits | $3.90 |
| $250 | $0.62 | Fits | $9.75 |
Averages only: a short session can end far above or below them. Set a loss limit before you play.
Same style, better RTP (members only)
4 slots with the same style and a higher RTP (up to 98%)
Slots with the same mechanic (scatter pays) and volatility (very high) as Money Train 4, with a higher published RTP. Casinos can still run lower versions of any of them.
Slime Party98% RTP · +1.9 pts
Fruity Halloween98% RTP · +1.9 pts
Gemza97.17% RTP · +1.07 pts
Gemza X-mas97.17% RTP · +1.07 ptsQuestions
Frequently asked questions
Who makes Money Train 4?
Money Train 4 is developed by Relax Gaming and was released in 2023.
What is the RTP of Money Train 4?
The default RTP of Money Train 4 is 96.1%.
Is Money Train 4 high volatility?
Money Train 4 is rated very high volatility. Very high volatility means most spins lose and a large share of the return comes from rare big features.
Can I play Money Train 4 for free?
Yes. GambGenius members can play the official Relax Gaming demo of Money Train 4 free on this page. It uses play money only, so demo wins can't be withdrawn, and it is for players aged 18 and over.
Does Money Train 4 have a bonus buy?
No bonus buy is listed for Money Train 4 in the sources we checked.
Where can I play Money Train 4?
Aurivo Casino carries Relax Gaming games. Check Money Train 4 is in the lobby in your country before you sign up. 18+ · New customers · T&Cs apply. Availability varies by country.
Where this data comes from
- relax-gaming.com Provider
- bigwinboard.com Slot database
Specs come from the provider's own site and 1 independent slot database. Casinos can run lower-RTP versions, so always check the game rules before you play.
Game artwork © Relax Gaming, shown to identify the game.
